And This Is Why You Shouldn’t Get Sick In America
Many believe that the US healthcare system is the best in the world. Not so according to the World Health Organization’s ranking of the world’s health systems. The US doesn’t even rank in the top 25. It ranks 37th and is the most expensive in the world. I would argue that even if we had the best healthcare system in the world, what good is it, if no one can afford to access it.
Most companies are buying 60/40-policys for their employees these days, but even if you are lucky enough to have good insurance with 80/20-policy coverage, that 20 percent your responsible for can drive you right into bankruptcy as easily as the 60-40 policy given the cost of healthcare.
Insurance cost have been going up dramatically in the last two decades, long before the new Affordable Healthcare Act has taken affect, in some cases as much as 35% per year.
But have you noticed the latest trick the insurance companies have roll out?
Yes, Higher Deductible… most averaging $5,000 per year, per person, but I have seen some as high as $10,000 per year. For those of you that are wondering, this tactic is specifically designed too stop you from using your insurance. It reduces the insurance companies out of pocket liability by shift costs onto consumers, especially those dealing with chronic illness such as diabetes and arthritis. Consequently, because consumers can’t afford the deductible they will avoid necessary care to save money.
Although insurance companies are a problem, the real crook is the healthcare system it self. A corrupt and bloated system desperately in need of reform!
OKAY SO I KNEW THAT TECHNICALLY IN AMERICA THAT YOU PAY FOR HEALTHCARE BUT LIKE THE IDEA IS SO BIZARRE TO ME THAT I’D NEVER CONSIDERED THAT YOU’D GET… A BILL?????? FOR BEING…. ILL?????????? I LITERALLY DON’T
how can anaesthetic cost that much??
how is this legal??
WHAT? And I thought having to pay £7 ($11.55) for stronger prescription allergy meds instead of £4 ($6.60) for the less effective store-brand ones was ridiculous.
You have to pay for the ambulance!?
OK, I’m shocked by the prices, but all of the people from other countries who are just shocked that there ARE prices just make me so so sad.
This is so screwed up.
I just don’t get it, and have never got it. You’re ill, you can’t control it happening, and it’s not your fault. The idea of there being a system that goes ‘it’s okay, there’s all that money you and your parents pay in taxes every year, we can totally get most of this for you’ is so NORMAL to me that trying to handle this idea of putting up with a society that just turns around and takes THE ENTIRE AMOUNT off you like you’re paying for a commodity you chose to buy… I can’t fit it in my head.
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